Residents of Trophy Club may face higher health insurance costs in 2027. Insurers in the Affordable Care Act marketplace are proposing double-digit premium increases for the second year in a row.

The proposed increases are attributed to rising healthcare costs and regulatory changes. A recent analysis by the healthcare research nonprofit KFF found a median proposed premium increase of 14% across 77 insurers.

Further details on the proposed rate increases are available from the analysis by KFF, which also noted a significant jump in premiums in 2026.